Because Target is like a casino, you lose track of time and money. So, I was very reluctant to open yet another store credit card in my name. They always get you with the points, but here's the catch- with Target there's a debit card option! The Target REDcard does NOT have to be a credit card! However, there is a credit card option if that's more your style. Target offers both debit and credit cards.
I can pay with the REDcard at Target stores or online and get 5% off EVERYTHING, EVERYTIME. With the Target REDcard debit option, I pay with the REDcard and then two days later it debits my personal banking account- just as if I were swiping my debit card in the first place... AND I get 5% off. I like this option because I don't have the chance to go crazy with a credit card, I get 5% off, and I budget out of my personal bank account.
Also, by being a REDcard member, I get exclusive deals and early access. You can also combine your extra 5% off with the Cartwheel App! So use the Cartwheel App to save 5-50% on hundreds of items in stores & save an EXTRA 5% when you pay with your REDcard.
I even get a Starbucks discount! Let me repeat, Starbucks discount! I save 5% when I use my REDcard at any in-store Starbucks location.
I can track all my purchases (even in-store & online ) through my REDcard account!
Benefits of the Target REDcard
- 5% off EVERY purchase
- Free shipping at Target.com (no minimum purchase)
- 30 extra days for extended returns
- Early access to select events, products and promotions
- REDcard holders can easily review past statements, check their debit card transaction history and manage their PIN through their online account.
- Exclusive offers available only to REDcard holders-extras, including special items, gifts and offers
I love my RED debit card and I use it all the time without having to use credit at Target! Click the link below and start saving, because who doesn't love Target?
From my closet to yours, thanks for stopping by.
-Morrell